Pay and get paid. Fast and easy

Open a US Checking account in minutes, get a debit card, receive & send money most conveniently and enjoy personalized banking services built for you.

Waya is a financial technology company, not a bank. Waya’s banking services are provided by our partner bank, as set forth in the account agreement.

Everyday payments made easy

Waya simplifies your everyday payments, making it easy for you to pay bills, transfer money and make purchases, all in one platform. With Waya, you can easily manage your finances without interrupting your busy schedule.

Everyday payments made easy

Pay anyone fee-free, the Waya way

Send instant payments to anyone, zero hidden fees, no hidden agendas

Coming soon

Send money anywhere, at anytime

Make global payments at any time, send via bank payment, mobile money or cash pickup, even when the receiver doesn’t have an account!

A man holding his phone and sending money

Your Waya card awaits!

Get our mobile app and start banking – the Waya way!

The Waya Mastercard® is issued by our banking partners pursuant to a license by Mastercard International Incorporated’. Make the debit card more visible.

Waya is a financial technology company, not a bank. Waya’s Banking services, debit cards, and bank accounts are provided by our banking partner, as set forth in the account agreement. The Waya Mastercard® is issued by our banking partners pursuant to a license by Mastercard International Incorporated. The Waya Card may be used everywhere Mastercard is accepted in the U.S. Mastercard is a registered trademark, and the circle design is a trademark of Mastercard International Incorporated. Waya is a product of Wayapay Limited, Inc. Wayapay, Waya, and associated names are registered trademarks of Wayapay Limited, Inc. All other trademarks and brand names mentioned belong to their respective owners. Standard data rates from your wireless service provider may apply. By clicking on some of the links above, you will leave the Waya website and be directed to a third-party website. The privacy practices of those third parties may differ from those of Waya. We recommend you review the privacy statements of those third-party websites, as Waya is not responsible for those third parties’ privacy or security practices Ⓒ 2024 Waya. All Rights Reserved.