Banking that understands you.

Banking That Works For You

  • Fund Account and Hold Money

    Feed your account from your bank, mobile wallet, or debit card and securely hold money within Waya, a wallet you can trust

  • Make Waya to Waya Transfers

    With Waya, sending and receiving money between Waya users is completely free.

  • Move Money Within Your Waya Accounts

    With Waya, you can have upto 3 accounts and make internal transfers

  • Send and Receive Money

    Pay and get paid on the go from any bank via ACH or wire transfer. Send money to friends and family within the USA no matter what bank they use

  • Pay With Your Waya Card

    Go cashless with Waya. Spend at your favorite shops and restaurants, and make online payments with your Waya Card.

  • Remit Money to Africa

    Send some love back home from your Waya account to Bank accounts and mobile wallets across 30 countries in Africa.

Spend & Shop

Open a digital bank account in minutes, access banking services, and say bye to all the hassles of traditional personal banking at its best

Banking Simplified

Looking for the best mobile money transfer app in 2022?

You have come to the right place.

It will take you at least 2-5 minutes to get your account set-up & start transacting and experiencing banking the Waya way.

Fund your account from your bank, mobile wallet, debit card or initiate ACH or wire transfer. Store your money securely in your Waya Wallet.

Instantly send to and receive from other Waya wallets, or to/from other users’ bank accounts and mobile wallets at a small affordable transparent fee.

Your Waya debit card is your gateway to a convenient payment experience. Spend at your favorite shops, restaurants, or any point of sale. Make your day to day online payments securely with your card.

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We are committed to transforming the world one transaction at a time.

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