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Banking Built for Minorities and Immigrants

You Deserve Better. Discover the power of a Waya account, your gateway to effortless money transfers within the US and across borders. Experience seamless transactions and personalized services, all tailored to your needs.

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Google Play

Banking services are provided by our partner bank, as set forth in the account agreement. The Waya Mastercard® is issued pursuant to license by Mastercard International.

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Banking Built for Minorities and Immigrants

You Deserve Better. Discover the power of a Waya account, your gateway to effortless money transfers within the US and across borders. Experience seamless transactions and personalized services, all tailored to your needs.

App Store
Google Play

Banking services are provided by our partner bank, as set forth in the account agreement. The Waya Mastercard® is issued pursuant to license by Mastercard International.

Unlock unlimited financial
opportunities with Waya.

Open a US Checking account in minutes, get a debit card, receive & send money to other
Waya users most conveniently and enjoy personalized banking services built for you.

Open an account in minutes, move money in multiple ways and enjoy banking built for you.

An account built for everyone, no matter where they come from.

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Checking Accounts

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Virtual & Physical Cards

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Bank Transfers with Waya

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Waya to Waya Transfers

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Excellent Support

Enjoy great benefits when you open a Waya Account

When you open your Waya account, you get great benefits.
Access convenient and robust financial services and say bye to all the hassles of traditional banking
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Fund Account and Hold Money

Feed your account from your bank, mobile wallet, or debit card and securely hold money within Waya, a wallet you can trust

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Make Waya to
Waya Transfers

With Waya,
sending and receiving money between Waya users is very convenient.

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International
money transfers

Send money across the world from your Waya account to Bank accounts and mobile wallets across over 100+ countries

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Send and Receive Money

Pay and get paid on the go from any bank via ACH or wire transfer. Send money to friends and family within the USA no matter what bank they use

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Pay With Your Waya Card

Go cashless with Waya.
Spend at your favorite shops and restaurants, and make online payments with your Waya Debit Card.

Committed to transforming the world one transaction at a time

Our mission is to unlock financial opportunities for Immigrants and underserved
communities living and working in the USA by empowering them with access to
banking and other financial services

Read our Story

Protecting you, your information and your money

Enjoy banking without worrying about security and data privacy. We got you covered.

World-Class Security

We protect your financial and personal information
by employing data privacy and security measures.

Dedicated Fraud Mitigation

We work with leading technologies and protocols to keep your account and money protected from even the most sophisticated fraud.

Your information
is safe

Your personal information is safe in our hands.
We’re committed to keeping your data
safe and secure, and we’re open about
how we collect, process, and store it.

Banking doesn’t need to be complicated.
Enjoy a world-class user experience with our Mobile App

The Waya app removes the complexities that come with traditional banking apps. We have employed human-centered design principles to deliver a product experience that is not only simple and clear but one that addresses our customer’s needs.

Getting started

Get set up and start spending with your card in minutes.

  • 1
    Download the Waya App

    Download the Waya App from the play store or App Store.

  • 2
    Register in minutes

    Sign up online or in our app with an email address and a phone number.

  • 3
    Verify your identity

    You will need a valid U.S.A mobile number, email address, social security number & a government issued ID to create an account.

  • 4
    Top up your account

    You can add money using your bank account or card. Share your account details to get paid via Waya or ACH or spend worldwide with your debit card.

Get Started
Best inline customer experience and support

Let’s Answer some of your Frequently Asked Questions

How to Sign Up?

Download the Waya App from the App Store or Play Store. On the app, click the sign up button and follow the on screen instructions to create your Waya account. You will need a valid U.S phone number, a valid email address and social security number to create an account.

What are the options to add funds to your Waya account?

Waya customers can add funds to their Waya checking account via an ACH transfer from their linked external bank accounts.

If you do not have an account linked, you can do this by clicking on “Add Funds” and choosing to “Link New Bank Account”, or in the Settings tab, under “Linked Accounts”. Once you have linked a bank account and added funds, the funds should appear in your Waya Checking account upto a  maximum of 3 business days.

Who is eligible for Way account?

U.S. Legal Residence, U.S. Citizens, and Permanent Resident Aliens (Green Card Holders) above 18 years are eligible. Currently, we can only offer accounts to individuals with a valid SSN and ITIN.

How can I spend my balance conveniently?

Your Waya debit card is your gateway to a convenient payment experience. Spend at your favorite shops, restaurants, or any point of sale. Make your day-to-day online payments securely with your card.

What is Waya's mission?

To empower immigrants and marginalized communities to take control of their finances by unlocking financial barriers and providing them with unlimited financial access and opportunities.

How Do I contact Waya?

Our 24/7 support team is always ready to help, you can reach us at help@getwaya.com or chat with us on the Waya App.

News, updates, and the latest tips
you need to know about Waya

Visit Our Blog

Say hello to the better option

A new and better way to store, spend and transfer money.
Download our app today and set up your account in minutes.
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