Waya's Features

Fund account and hold money

Fund, hold, and spend in confidence
Get Waya

Make Waya to Waya transfers

Waya fee-free

Waya with your mates at $0 transaction fees.

Waya instantly

We deliver money at life-speed so you can count on us even in times of urgency and emergencies.

Waya securely

Each and every transaction is safeguarded by cutting-edge technology that we employ.

Waya with Unlimited transactions

Waya and Waya some more. Unlike other banks, we are built to accommodate your busy life. There is no cap on the total number of transactions that can be made each day or each month.
deals that can be made each day or each month.

Send and receive money (ACH)

Set up fast transfers to US External bank accounts from your Waya checking account and vice versa in under 2 minutes. Such transactions typically take 1-3 business days to process. All you need to make these transfers.
  • Bank account name.
  • Bank account number.
  • Bank name.
  • Bank ACH routing number.
  • Bank account nickname.

Pay with your Waya cards

Whether you are going cashless or cardless, we got you!
Virtual Cards

Perform all the functions that a physical card does, only better. Get everything done online in a few taps; add money to your linked Waya checking account, do transactions, paying suppliers/buyers, all in a matter of seconds.

Physical Cards

Swipe on the move!
Spend and shop from your favorite store and over 35 million others accepting Mastercards as a method of payments. Simply ‘add card’ from your Waya App and your physical card will be mailed to your address within a couple of days.

Excellent Customer Support

Live Chats

Don’t prefer social media, email, and phone support? Get real-time support through live chat on the Waya App

24/7 customer support

You come first. We have dedicated 24 hours seven days to serve you. It’d thrill us to hear from you. Experience exceptional customer service anytime, any day, anywhere.

You are engaging with the best

We value you! We handpicked the best to deliver the best of services to you. When dealing with our customer support team, be assured that you are in safe hands.

Talk to us

Remit to Africa

Send some love back home from your Waya account to Bank accounts and mobile wallets across 30 countries in Africa. Waya connects you with your loved ones back home at better rates.
Being Immigrants, we have experienced firsthand the challenges Africa Immigrants face when sending money back home. With Waya, exorbitant and hidden fees and other inconveniences will be a thing of the past. Waya is simply a better way to send money back home.
  • 1
    Sign up for your account

    Create an account and start sending money in minutes.

  • 2
    Enter Amount

    Enter an amount to send, and we will provide the best rate.

  • 3
    Add recipient

    Add your recipient’s details including how you’d like them to receive money.

  • 4
    Send money

    After the money is sent, the recipient will be notified via email once it hits their account. You can track the money on your dashboard.

Start todayCreate a new accountSend some love back home

With Waya, exorbitant and hidden fees and other inconveniences will be a thing of the past.
Get Waya

Join Waitlist

Sign up and be the first to know when we launch Waya!