Personal Checking Account built for you.
Sign Up in minutes. No monthly overdraft fees and unlimited transactions.
Enjoy banking with big benefits.
Open your account in minutes, save on fees and set your account up for success.
Stop Paying more when you can pay less
and get more with Waya.
See how Waya compares to other checking accounts.
| Waya Accounts | Other Checking Accounts | |
|---|---|---|
| Minimum opening deposit | $0 | $500 minimum balance |
| Monthly service fees | $0 | $15-$30 monthly service fees |
| Transactions | Unlimited transactions1 | Transaction limits and/or fees |
| ACH fees | $0 | $10+ |
| Overdraft fees | $0 | $35 NSF fees |
| Incoming wire fees | $0 | $20+ |
Your Payments Need, Made easy.
Thoughtfully designed for a simple, all-in-one digital banking experience for immigrants.
Security & Control
Bank with confidence and peace of mind.
You can count on advanced security measures to keep your money safe and your information protected.
FDIC-insured
Your account is insured up to $250,000 per depositor through Lineage Bank, Member FDIC.
Two-factor authentication
An additional layer of security to keep your account safe, without slowing you down.
Safe and secure
We are leveraging the latest technology to ensure that your account is secure.
Make the Move, Get Waya
Download the Waya App and Enjoy the new way of banking
