WHAT DOES WAYA
DO WITH YOUR PERSONAL INFORMATION?
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include:Social Security number and full names Contact details( email and phone number) and date of birthIdentification information including photo verification Payment information(account transactions, payment history and account balances)Checking account information When you are no longer our customer, we continue to share your information as described in this notice. |
| How? | All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Waya chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information | Does Waya share? | Can you limit this sharing? |
| For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | YES | NO |
| For our marketing purposes—to offer our products and services to you | YES | NO |
| For joint marketing with other financial companies | NO | We don’t share |
| For our affiliates’ everyday business purposes—information about your transactions and experiences | NO | We don’t share |
| For our affiliates’ everyday business purposes—information about your creditworthiness | NO | We don’t share |
| For nonaffiliates to market to you | NO | We don’t share |
| To limitour sharing | Visit us at https://getwaya.com Please note:If you are a new customer, we can begin sharing your information zero-days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.However, you can contact us at any time to limit our sharing. |
| Questions? | Email us at help@getwaya.com, or visit us at https://getwaya.com |
| Who we are | |
| Who is providing this notice? | Waya |
| What we do | |
| How does Wayaprotect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards techniques and secured files and buildings. |
| How doescollect my personal information? | We collect your personal information, for example, when youopen an account or deposit moneyUse your credit or debit card or make a wire transfer We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
| Why can’t I limit all sharing? | Federal law gives you the right to limit onlysharing for affiliates’ everyday business purposes—information about your creditworthinessaffiliates from using your information to market to yousharing for nonaffiliates to market to youState laws and individual companies may give you additional rights to limit sharing. |
| Definitions | |
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies.■ Waya has no affiliates. |
| Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies.■ Waya does not share with nonaffiliates so they can market to you. |
| Joint marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you.■ Waya doesn’t jointly market. |
| Other important information | |
| Special Notice to California Residents We will not share personal information with affiliates and non-affiliates except as necessary for us to follow the law or as permitted by law. Other Privacy StatementWaya uses a marketing service provider to perform marketing services on its behalf. |