KYC Data Collection

Data Collection Notice

The following personal data is required for Know-Your-Customer (KYC) purposes. This is to ensure your identity is verified, as well as validating your risk and financial profile. These measures are taken in order to protect against fraud, money laundering and terrorism financing, which is in alignment with Waya’s broader Anti-Money Laundering (AML) and Counter Terrorism Financing (CTF) policies. The correctness of the following is vital to ensure a smooth customer experience with the platform.

  • Full Name and date of Birth
  • Social Security Number (SSN)/ Individual Tax Identification Number(ITIN)
  • Primary Physical address
  • Email address
  • Valid Mobile numbers* 
  • A valid Passport, US Driver’s License or US ID
  • Selfie Verification
  • Source of income information
  • Occupation or profession information
  • Purpose of opening the account

* Please Note VOIP numbers are not allowed.


Waya is a financial technology company, not a bank. Waya’s Banking services, debit cards, and bank accounts are provided by our banking partner, as set forth in the account agreement. The Waya Mastercard® is issued by our banking partners pursuant to a license by Mastercard International Incorporated. The Waya Card may be used everywhere Mastercard is accepted in the U.S. Mastercard is a registered trademark, and the circle design is a trademark of Mastercard International Incorporated. Waya is a product of Wayapay Limited, Inc. Wayapay, Waya, and associated names are registered trademarks of Wayapay Limited, Inc. All other trademarks and brand names mentioned belong to their respective owners. Standard data rates from your wireless service provider may apply. By clicking on some of the links above, you will leave the Waya website and be directed to a third-party website. The privacy practices of those third parties may differ from those of Waya. We recommend you review the privacy statements of those third-party websites, as Waya is not responsible for those third parties’ privacy or security practices Ⓒ 2024 Waya. All Rights Reserved.