Download the Waya App today

A new and better way to store, spend and transfer money. Download our app today and set up your account in minutes.

We have a ton of features

Fund account and hold money

Fund

Fund

Secure, flexible funding for smooth transactions & control over your funds.

Hold

Hold

Top-notch security for your peace of mind – encrypted, real-time updates, and control.

Spend

Spend

Spend confidently – secure purchases, virtual card, real-time monitoring, and personalized budgets.

Make Waya to Waya transfers

Waya securely

Waya securely

Each and every transaction is safeguarded by cutting-edge technology that we employ.

Waya instantly

Waya instantly

We deliver money at life-speed so you can count on us even in times of urgency and emergencies.

Send and receive money (ACH)

Set up fast transfers to US External bank accounts from your Waya checking account and vice versa in 2 minutes. Such transactions typically take 2-3 business days to process. All you need to make these transfers.

Bank name

Bank account number

Bank ACH routing number

Bank account nickname

Bank account name

Experience Seamless Communication with PageBolt

Live Chats

Don’t prefer social media, email, and phone support? Get real-time support through live chat on the Waya App

24/7 customer support

You come first. We have dedicated 24 hours seven days to serve you. It’d thrill us to hear from you. Experience exceptional customer service anytime, any day, anywhere.

You are engaging with the best

We value you! We handpicked the best to deliver the best of services to you. When dealing with our customer support team, be assured that you are in safe hands.

Pay with your Waya cards

Whether you are going cashless or cardless, we got you!

The Waya Mastercard® is issued by our banking partners pursuant to a license by Mastercard International Incorporated’. Make the debit card more visible.

Virtual Cards

Perform all the functions that a physical card does, only better. Get everything done online in a few taps; add money to your linked Waya checking account, do transactions, paying suppliers/buyers, all in a matter of seconds.

Physical Cards

Swipe on the move!
Spend and shop from your favorite store and over 35 million others accepting Mastercards as a method of payments. Simply ‘add card’ from your Waya App and your physical card will be mailed to your address within a couple of days.

Remit to Africa

Send some love back home from your Waya account to Bank accounts and mobile wallets across 30 countries in Africa. Waya connects you with your loved ones back home at better rates. Being Immigrants, we have experienced firsthand the challenges Africa Immigrants face when sending money back home. With Waya, inconveniences will be a thing of the past. Waya is simply a better way to send money back home.

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Sign up for your account

Create an account and start sending money in minutes.

Enter Amount

Enter an amount to send, and we will provide the best rate.

Add recipient

Add your recipient’s details including how you’d like them to receive money.

Send money

After the money is sent, the recipient will be notified via email once it hits their account. You can track the money on your dashboard.

Waya is a financial technology company, not a bank. Waya’s Banking services, debit cards, and bank accounts are provided by our banking partner, as set forth in the account agreement. The Waya Mastercard® is issued by our banking partners pursuant to a license by Mastercard International Incorporated. The Waya Card may be used everywhere Mastercard is accepted in the U.S. Mastercard is a registered trademark, and the circle design is a trademark of Mastercard International Incorporated. Waya is a product of Wayapay Limited, Inc. Wayapay, Waya, and associated names are registered trademarks of Wayapay Limited, Inc. All other trademarks and brand names mentioned belong to their respective owners. Standard data rates from your wireless service provider may apply. By clicking on some of the links above, you will leave the Waya website and be directed to a third-party website. The privacy practices of those third parties may differ from those of Waya. We recommend you review the privacy statements of those third-party websites, as Waya is not responsible for those third parties’ privacy or security practices Ⓒ 2025 Waya. All Rights Reserved.