Personal Checking Account built for you.
Waya is a financial technology company, not a bank. Waya’s Banking services are provided by our banking partner, as set forth in the account agreement’ disclosure. The Waya Mastercard® is issued by our banking partners pursuant to a license by Mastercard International Incorporated.
Enjoy banking with big benefits.
*Waya is a financial technology company, not a bank. Waya’s Banking services are provided by our banking partner, as set forth in the account agreement.
Open your account in minutes, save on fees and set your account up for success.
Online Payment
Online and Mobile Banking and Bill Pay
Waya puts you in control of your finances anytime, anywhere. With our user-friendly app and advanced features, managing your money has never been easier.
Direct Deposit
Direct Deposit Available
We strive to make your banking experience as convenient as possible. That’s why we offer direct deposit services, allowing you to receive your funds securely and efficiently. With direct deposit, you can enjoy a host of benefits, saving you time and ensuring your money is readily available when you need it.
Checking Account
We understand that everyone’s financial needs are unique. That’s why we offer checking accounts, providing you with a simple and straightforward banking solution. Whether you’re looking for a basic checking account or a place to securely hold your funds, our checking accounts offer convenience and flexibility.
Make the Move, Get Waya
Download the Waya App and Enjoy the new way of banking.
Make the Move, Get Waya
Download the Waya App and Enjoy the new way of banking.
Security & Control
FAQs
How do I sign up?
Download the Waya App from the App Store or Play Store. On the app, click the sign up button and follow the on screen instructions to create your Waya account. You will need a valid U.S phone number, a valid email address and social security number to create an account.
What are the options to fund my account?
Waya customers can add funds to their Waya checking account via an ACH transfer from their linked external bank accounts.
If you do not have an account linked, you can do this by clicking on “Add Funds” and choosing to “Link New Bank Account”, or in the Settings tab, under “Linked Accounts”. Once you have linked a bank account and added funds, the funds should appear in your Waya Checking account up to a maximum of 3 business days.
Is it possible to open a Business Account? If Yes, who or which companies are allowed to open a Business Account?
For now, one can only open a Personal Account. However, We are on the roadmap of getting to business accounts and be sure to be notified once it is made possible.
Where can I find my account details?
You can find your account details from your account tab on your dashboard.