Better Banking for everyone
We believe that everyone deserves fair and accessible banking. Open a Waya checking account to kickstart your finances, get essential financial tips to be more financially free, and manage your money safely without the hurdles of traditional banks and predatory fees.
Waya is a financial technology company, not a bank. Waya’s Banking services are provided by our banking partner, as set forth in the account agreement.
A checking account built to empower you to succeed.
Join Waya and Gain Access to Affordable Banking and Financial Services Designed to Empower You to grow and be more financially free.
Enjoy great benefits when you open a Waya Account
When you open your Waya account, you get great benefits. Access convenient and robust financial services and say bye to all the hassles of traditional banking.
Coming soon
Reach Your Financial Goals Faster & Get Smarter with Your Finances
At Waya, our mission is to provide financial freedom to more people across the world. Financial education and literacy are at the heart of our mission. Subscribe to our newsletter and get personalized tips and resources on finance, all designed to help you achieve your financial goals faster!
You deserve better. Say hello to banking that cares about your future.
Download the Waya App, Open your Waya account in minutes and gain access to affordable banking and financial services designed to empower you to succeed.
Getting started
Get set up and start spending with your card effortlessly.
FAQ
Let’s answer some of your Frequently Asked Questions
Best online customer experience and support
Download the Waya App from the App Store or Play Store. On the app, click the sign up button and follow the on screen instructions to create your Waya account. You will need a valid U.S phone number, a valid email address and social security number to create an account.
Waya customers can add funds to their Waya checking account via an ACH transfer from their linked external bank accounts.
If you do not have an account linked, you can do this by clicking on “Add Funds” and choosing to “Link New Bank Account”, or in the Settings tab, under “Linked Accounts”. Once you have linked a bank account and added funds, the funds should appear in your Waya Checking account up to a maximum of 3 business days.
U.S. Legal Residence, U.S. Citizens, and Permanent Resident Aliens (Green Card Holders) above 18 years are eligible. Currently, we can only offer accounts to individuals with a valid SSN and ITIN.
Your Waya debit card is your gateway to a convenient payment experience. Spend at your favorite shops, restaurants, or any point of sale. Make your day-to-day online payments securely with your card.
To empower immigrants and marginalized communities to take control of their finances by unlocking financial barriers and providing them with unlimited financial access and opportunities.
Our 24/7 support team is always ready to help, you can reach us at help@getwaya.com or chat with us on the Waya App.
Ready to start your financial journey with Waya?
Join Waya and Gain Access to Affordable Banking and Financial Services Designed to Empower you to grow and be more financially free.
Get started
Applying for an account is free and takes less than 2 minutes. It won’t affect your credit score!
