Banking Built for Minorities and Immigrants
You Deserve Better. Discover the power of a Waya account, your gateway to effortless money transfers within the US and across borders. Experience seamless transactions and personalized services, all tailored to your needs.
Banking services are provided by our partner bank, as set forth in the account agreement. The Waya Mastercard® is issued pursuant to license by Mastercard International.
Banking Built for Minorities and Immigrants
You Deserve Better. Discover the power of a Waya account, your gateway to effortless money transfers within the US and across borders. Experience seamless transactions and personalized services, all tailored to your needs.
Banking services are provided by our partner bank, as set forth in the account agreement. The Waya Mastercard® is issued pursuant to license by Mastercard International.
Open an account in minutes, move money in multiple ways and enjoy banking built for you.
An account built for everyone, no matter where they come from.
Checking Accounts
Virtual & Physical Cards
Bank Transfers with Waya
Waya to Waya Transfers
Excellent Support
Enjoy great benefits when you open a Waya Account
When you open your Waya account, you get great benefits.
Access convenient and robust financial services and say bye to all the hassles of traditional banking
Fund Account and Hold Money
Feed your account from your bank, mobile wallet, or debit card and securely hold money within Waya, a wallet you can trust
Make Waya to
Waya Transfers
With Waya,
sending and receiving money between Waya users is very convenient.
International
money transfers
Send money across the world from your Waya account to Bank accounts and mobile wallets across over 100+ countries
Send and Receive Money
Pay and get paid on the go from any bank via ACH or wire transfer. Send money to friends and family within the USA no matter what bank they use
Pay With Your Waya Card
Go cashless with Waya.
Spend at your favorite shops and restaurants, and make online payments with your Waya Card.
Protecting you, your information and your money
Enjoy banking without worrying about security and data privacy. We got you covered.
Banking doesn’t need to be complicated.
Enjoy a world-class user experience with our Mobile App
The Waya app removes the complexities that come with traditional banking apps. We have employed human-centered design principles to deliver a product experience that is not only simple and clear but one that addresses our customer’s needs.
Getting started
Get set up and start spending with your card in minutes.
- 1
Download the Waya App
Download the Waya App from the play store or App Store.
- 2
Register in minutes
Sign up online or in our app with an email address and a phone number.
- 3
Verify your identity
You will need a valid U.S.A mobile number, email address, social security number & a government issued ID to create an account.
- 4
Top up your account
You can add money using your bank account or card. Share your account details to get paid via Waya or ACH or spend worldwide with your debit card.
Best inline customer experience and support
Let’s Answer some of your Frequently Asked Questions
How to Sign Up?
Download the Waya App from the App Store or Play Store. On the app, click the sign up button and follow the on screen instructions to create your Waya account. You will need a valid U.S phone number, a valid email address and social security number to create an account.
What are the options to add funds to your Waya account?
Waya customers can add funds to their Waya checking account via an ACH transfer from their linked external bank accounts.
If you do not have an account linked, you can do this by clicking on “Add Funds” and choosing to “Link New Bank Account”, or in the Settings tab, under “Linked Accounts”. Once you have linked a bank account and added funds, the funds should appear in your Waya Checking account upto a maximum of 3 business days.
Who is eligible for Way account?
U.S. Legal Residence, U.S. Citizens, and Permanent Resident Aliens (Green Card Holders) above 18 years are eligible. Currently, we can only offer accounts to individuals with a valid SSN and ITIN.
How can I spend my balance conveniently?
Your Waya debit card is your gateway to a convenient payment experience. Spend at your favorite shops, restaurants, or any point of sale. Make your day-to-day online payments securely with your card.
What is Waya's mission?
To empower immigrants and marginalized communities to take control of their finances by unlocking financial barriers and providing them with unlimited financial access and opportunities.
How Do I contact Waya?
Our 24/7 support team is always ready to help, you can reach us at help@getwaya.com or chat with us on the Waya App.
News, updates, and the latest tips
you need to know about Waya
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As Fintech continues to grow and evolve, its impact on the banking industry is becoming increasingly apparent. From mobile payment apps to online lending...
5 Long-Term Saving and Investing Tips for U.S. Immigrants
Saving and investing for the long term is an important part of financial planning and can help you build wealth, achieve your financial goals, and secure...
Say hello to the better option
A new and better way to store, spend and transfer money.
Download our app today and set up your account in minutes.
