A Better Way to Bank & Transfer Money.
Banking Services Are Provided By Lineage Bank; Member FDIC. The Waya Mastercard® is Issued Pursuant to License By Mastercard International
Unlock unlimited financial
opportunities with Waya.
Open a US Checking account in minutes, get a free debit card, receive & send money to
other Waya users for free and enjoy personalized banking services built for you.
Open an account in minutes, move money in multiple ways and enjoy banking built for you.
Banking for Immigrants, by Immigrants
Checking Accounts
Virtual & Physical Cards
Bank Transfers with Waya
Waya to Waya Transfers
No Monthly Fees
Excellent Support
Enjoy great benefits when you open a Waya Account
When you open your Waya account, you get great benefits.
Access convenient and robust financial services and say bye to all the hassles of traditional banking
Fund Account and Hold Money
Feed your account from your bank, mobile wallet, or debit card and securely hold money within Waya, a wallet you can trust
Make Waya to
Waya Transfers
With Waya,
sending and receiving money between Waya users is completely free. No hidden fees.
Pay $0
On Fees
With Waya,
you experience a digital bank with no minimum balance requirements.
Send and Receive Money
Pay and get paid on the go from any bank via ACH or wire transfer. Send money to friends and family within the USA no matter what bank they use
Pay With Your Waya Card
Go cashless with Waya.
Spend at your favorite shops and restaurants, and make online payments with your Waya Card.
Remit Money to Africa
Send some love back home from your Waya account
to Bank accounts and mobile wallets across 30 countries in Africa.
Protecting you, your information and your money
Enjoy banking without worrying about security and data privacy. We got you covered.
Banking doesn’t need to be complicated.
Enjoy a world-class user experience with our Mobile App
The Waya app removes the complexities that come with traditional banking apps. We have employed human-centered design principles to deliver a product experience that is not only simple and clear but one that addresses our customer’s needs.
Getting started
Get set up and start spending with your card in minutes.
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1
Download the Waya App
Download the Waya App from the play store or App Store.
-
2
Register in minutes
Sign up online or in our app with an email address and a phone number.
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3
Verify your identity
All you need to activate your account, send and receive money or order a card is your government ID.
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4
Top up your account
You can add money using your bank account or card.
Share your account details to get paid via Waya or ACH or spend worldwide with your debit card.
Best inline customer experience and support
Let’s Answer some of your Frequently Asked Questions
How do I sign up?
First, you’ll want to get the Waya app on your device which you can download via Play Store or iOS. Enter your valid US phone number and an OTP will be provided. Proceed to complete registration by filling in your full name and a valid email address. We will send you a temporary password to your email which you’ll use to login and create your own password. Finally, complete your profile to create an account.
What are the options to fund my Waya account?
Fund your account from your bank, mobile wallet, or debit card, or initiate ACH or wire transfer. Store your money securely in your Waya Wallet.
Are there any hidden fees attached?
At Waya, we draw lines to fund fees. We take our promise to deliver honest and straightforward service seriously, and we describe all fees upfront. Whenever you make a transfer with Waya, you can be certain that no hidden or unexpected charges will be applied.
How can I spend my balance conveniently?
Your Waya debit card is your gateway to a convenient payment experience. Spend at your favorite shops, restaurants, or any point of sale. Make your day-to-day online payments securely with your card.
Is Waya a Financial Company or a Bank?
Waya is a financial technology platform, not a bank. Through our bank partners we are able to provide banking services and debit cards. Banking services for the [Checking Account or Savings Account] are provided by Lineage Bank, Members FDIC while The Waya Debit Card is issued by Lineage Bank pursuant to a license from21 Mastercard Inc.
How Do I contact Waya?
Our Customer Service team is available to you anytime you need them. If you would like to get in touch with us for further questions, feel free to send an inquiry through our email at customercare@wayapay.com, or chat with us on the Waya app.
Banking that Focuses on You
All in one digital banking app for immigrants and the underserved
Sign up to Waya
Sign up and join other immigrants
enjoying the freedom of banking with Waya.
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