Open an account in minutes, move money in multiple ways and enjoy banking built for you.
An account built for everyone, no matter where they come from.
Enjoy great benefits when you open a Waya Account
When you open your Waya account, you get great benefits.
Access convenient and robust financial services and say bye to all the hassles of traditional banking
Protecting you, your information and your money
Enjoy banking without worrying about security and data privacy. We got you covered.
Banking doesn’t need to be complicated.
Enjoy a world-class user experience with our Mobile App
The Waya app removes the complexities that come with traditional banking apps. We have employed human-centered design principles to deliver a product experience that is not only simple and clear but one that addresses our customer’s needs.
Getting started
Get set up and start spending with your card in minutes.
- 1
Download the Waya App
Download the Waya App from the play store or App Store.
- 2
Register in minutes
Sign up online or in our app with an email address and a phone number.
- 3
Verify your identity
You will need a valid U.S.A mobile number, email address, social security number & a government issued ID to create an account.
- 4
Top up your account
You can add money using your bank account or card. Share your account details to get paid via Waya or ACH or spend worldwide with your debit card.
Best inline customer experience and support
Let’s Answer some of your Frequently Asked Questions
How to Sign Up?
Download the Waya App from the App Store or Play Store. On the app, click the sign up button and follow the on screen instructions to create your Waya account. You will need a valid U.S phone number, a valid email address and social security number to create an account.
What are the options to add funds to your Waya account?
Waya customers can add funds to their Waya checking account via an ACH transfer from their linked external bank accounts.
If you do not have an account linked, you can do this by clicking on “Add Funds” and choosing to “Link New Bank Account”, or in the Settings tab, under “Linked Accounts”. Once you have linked a bank account and added funds, the funds should appear in your Waya Checking account upto a maximum of 3 business days.
Who is eligible for Way account?
U.S. Legal Residence, U.S. Citizens, and Permanent Resident Aliens (Green Card Holders) above 18 years are eligible. Currently, we can only offer accounts to individuals with a valid SSN and ITIN.
How can I spend my balance conveniently?
Your Waya debit card is your gateway to a convenient payment experience. Spend at your favorite shops, restaurants, or any point of sale. Make your day-to-day online payments securely with your card.
What is Waya's mission?
To empower immigrants and marginalized communities to take control of their finances by unlocking financial barriers and providing them with unlimited financial access and opportunities.
How Do I contact Waya?
Our 24/7 support team is always ready to help, you can reach us at help@getwaya.com or chat with us on the Waya App.