A better way to store, spend and transfer money.

Banking services are provided by our partner bank, as set forth in the account agreement. The Waya Mastercard® is issued pursuant to license by Mastercard International.

App Store
Google Play

A better way to store, spend and transfer money.

Banking services are provided by our partner bank, as set forth in the account agreement. The Waya Mastercard® is issued pursuant to license by Mastercard International.

App Store
Google Play

Unlock unlimited financial
opportunities with Waya.

Open a US Checking account in minutes, get a debit card, receive & send money to other
Waya users most conveniently and enjoy personalized banking services built for you.

Open an account in minutes, move money in multiple ways and enjoy banking built for you.

An account built for everyone, no matter where they come from.

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Checking Accounts

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Virtual & Physical Cards

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Bank Transfers with Waya

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Waya to Waya Transfers

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Excellent Support

Enjoy great benefits when you open a Waya Account

When you open your Waya account, you get great benefits.
Access convenient and robust financial services and say bye to all the hassles of traditional banking
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Fund Account and Hold Money

Feed your account from your bank, mobile wallet, or debit card and securely hold money within Waya, a wallet you can trust

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Make Waya to
Waya Transfers

With Waya,
sending and receiving money between Waya users is very convenient.

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money transfers

Send money across the world from your Waya account to Bank accounts and mobile wallets across over 100+ countries

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Send and Receive Money

Pay and get paid on the go from any bank via ACH or wire transfer. Send money to friends and family within the USA no matter what bank they use

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Pay With Your Waya Card

Go cashless with Waya.
Spend at your favorite shops and restaurants, and make online payments with your Waya Card.

Committed to transforming the world one transaction at a time

Our mission is to unlock financial opportunities for Immigrants and underserved
communities living and working in the USA by empowering them with access to
banking and other financial services

Read our Story

Protecting you, your information and your money

Enjoy banking without worrying about security and data privacy. We got you covered.

World-Class Security

We protect your financial and personal information
by employing data privacy and security measures.

Dedicated Fraud Mitigation

We work with leading technologies and protocols to keep your account and money protected from even the most sophisticated fraud.

Your information
is safe

Your personal information is safe in our hands.
We’re committed to keeping your data
safe and secure, and we’re open about
how we collect, process, and store it.

Banking doesn’t need to be complicated.
Enjoy a world-class user experience with our Mobile App

The Waya app removes the complexities that come with traditional banking apps. We have employed human-centered design principles to deliver a product experience that is not only simple and clear but one that addresses our customer’s needs.

Getting started

Get set up and start spending with your card in minutes.

  • 1
    Download the Waya App

    Download the Waya App from the play store or App Store.

  • 2
    Register in minutes

    Sign up online or in our app with an email address and a phone number.

  • 3
    Verify your identity

    All you need to activate your account, send and receive money or order a card is your government ID.

  • 4
    Top up your account

    You can add money using your bank account or card.
    Share your account details to get paid via Waya or ACH or spend worldwide with your debit card.

Get Started
Best inline customer experience and support

Let’s Answer some of your Frequently Asked Questions

How do I sign up?

First, you’ll want to get the Waya app on your device which you can download via Play Store or iOS. Enter your valid US phone number and an OTP will be provided. Proceed to complete registration by filling in your full name and a valid email address. We will send you a temporary password to your email which you’ll use to login and create your own password. Finally, complete your profile to create an account.

What are the options to fund my Waya account?

Funding your Waya checking account is a breeze. Simply link your bank account with your Waya account, enter the amount you want to add to your checking account, and you are done. This typically takes 1-2 business days to go through.

Who is eligible for Way account?

All U.S citizens and eligible U.S residents who have a valid U.S phone number and are above 18 years of age.

How can I spend my balance conveniently?

Your Waya debit card is your gateway to a convenient payment experience. Spend at your favorite shops, restaurants, or any point of sale. Make your day-to-day online payments securely with your card.

Is Waya a Financial Company or a Bank?

Waya is a financial technology platform, not a bank. Banking services for the [Checking Account or Savings Account] are provided by our partner bank. The Waya Debit Card is also issued by our partner bank pursuant to a license from21 Mastercard Inc.

How Do I contact Waya?

Our Customer Service team is available to you anytime you need them. If you would like to get in touch with us for further questions, feel free to send an inquiry through our email at help@getawaya.com, or chat with us on the Waya app.

News, updates, and the latest tips
you need to know about Waya

Visit Our Blog

Say hello to the better option

A new and better way to store, spend and transfer money.
Download our app today and set up your account in minutes.
App Store
Google Play
Waya App